Wednesday, April 17, 2013

Hang Up and Listen: The Golfier Than Thou Edition

Listen to "Hang Up and Listen" with Stefan Fatsis, Josh Levin, and Mike Pesca by clicking the arrow on the audio player below:

In this week?s episode of?Slate?s sports podcast Hang Up and Listen, Stefan Fatsis, Josh Levin, and Mike Pesca talk about the golf world?s overreaction to Tiger Woods? illegal drop at the Masters. Next, they discuss Kobe Bryant?s torn Achilles tendon and whether the season-ending injury was preventable. Finally, they?re joined by Ralph Branca to talk about playing alongside Jackie Robinson and surrendering the most famous home run in baseball history, 1951?s Shot Heard ?Round the World.

Here are links to some of the articles and other items mentioned on the show:

Podcast production and edit by Mike Vuolo. Our intern is Eric Goldwein.

Source: http://feeds.slate.com/click.phdo?i=631f9372cab76501264c80001cfaea03

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Tuesday, April 16, 2013

Suspects in teen assault were removed from team

Apr 15 (Reuters) - Leading money winners on the 2013 PGATour on Monday (U.S. unless stated): 1. Tiger Woods $4,139,600 2. Brandt Snedeker $3,137,920 3. Matt Kuchar $2,442,389 4. Adam Scott (Australia) $2,100,469 5. Steve Stricker $1,935,340 6. Phil Mickelson $1,764,680 7. Dustin Johnson $1,748,907 8. Jason Day $1,659,565 9. Hunter Mahan $1,553,965 10. Keegan Bradley $1,430,347 11. Charles Howell III $1,393,806 12. John Merrick $1,375,757 13. Russell Henley $1,331,434 14. Michael Thompson $1,310,709 15. Kevin Streelman $1,310,343 16. Bill Haas $1,271,553 17. Billy Horschel $1,254,224 18. ...

Source: http://news.yahoo.com/suspects-teen-assault-were-removed-team-193141478.html

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Monday, April 15, 2013

Gift card as a tax refund: a good idea?

TurboTax has an offer that lets you accept your tax refund in the form of an Amazon gift card. Should you do it??

By Trent Hamm,?Guest blogger / April 13, 2013

A PC displays a TurboTax online tax computer program in Palo Alto, Calif. TurboTax has an offer that allows you to take your tax refund in the form of a gift card, but Hamm mostly recommends against it.

Paul Sakuma/AP/File

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Recently, I was using TurboTax to do my taxes for the year. For the last several years, I?ve been paying in a bit each year rather than receiving a return because I?m self-employed, which means I have to handle my own personal taxes and I usually make my quarterly tax payments on the lower end of what?s reasonable.

Skip to next paragraph Trent Hamm

The Simple Dollar is a blog for those of us who need both cents and sense: people fighting debt and bad spending habits while building a financially secure future and still affording a latte or two. Our busy lives are crazy enough without having to compare five hundred mutual funds ? we just want simple ways to manage our finances and save a little money.

Recent posts

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Anyway, one of the things I usually do with TurboTax is that once my taxes are actually finished, I?ll play around with scenarios a bit. What would things look like if I made $10,000 less this year? Would I get a refund? What if we gave more to charity? How would that have affected things? It?s essentially a big personal finance calculator that?s already set up with all of our data, so it?s really useful for looking at things like that.

As I was doing this, I discovered something interesting. TurboTax has an offer embedded in it that will give you an Amazon.com gift card in lieu of your tax return. If you accept that, they?ll add an additional 5% to the balance of that card.

This isn?t the first time I?ve seen this type of ?gift card as payment? offer. Coinstar kiosks usually offer this type of arrangement, where you?ll get more ?value? in the form of a gift card than if you simply receive cash. A few banks, such as SmartyPig, also have options where you can receive the balance of your account in the form of a gift card with an additional ?bonus? added to the value of that card.

It?s an interesting offer, both for the institution making the offer and for the customer.

For the institution, they?re able to acquire gift cards from Amazon at a slight discount of their face value. Then, they pass along some of that value to the customer (keeping some of that difference

For the customer, it offers an additional option when receiving your payment, and choice is usually a good thing. The question really boils down to whether or not receiving a gift card as payment is really worth it for the customer.

The only time that you should consider a gift card as payment is if there?s significant additional value placed on the gift card and you?re actually going to use the card in the near future and you?re using the card for something reasonable.

Let?s break down these three elements.

First, is the gift card giving you additional value? If your choice is between cash and a gift card with the same face value, take the cash every single time. That?s obvious. The only time a gift card should be under consideration is if the face value of the gift card is higher than the cash option.

Most of the time, your gift card option will have a higher face value than the cash option. Most companies realize that most customers won?t go for the gift card without some incentive, so this aspect is almost a given.

Second, are you actually going to use the gift card in the near future? It?s very easy to put a gift card aside and forget about using it until you find it two years later (at which point, it might be expired). A forgotten gift card can easily be lost or thrown away on accident.

The best gift card is one you?re going to use quite quickly while it?s still fresh in your mind. Will you actually use that card in the near future? Or are you at risk of misplacing that card?

Finally, are you going to use the card for something reasonable? An Amazon gift card isn?t just an excuse to go buy random things. If you?re going to just blow the money on trivial things, it really doesn?t matter whether you choose the gift card or not.

If the presence of the gift card is tempting you to spend it on something purely useless, while the cash might be put to better use in your life, get the cash. If you can actually use the gift card for something worthwhile, such as buying household supplies or picking up a gift for someone, the card is probably a good choice.

If you?re not saying ?yes? to all three of these criteria, you should be getting your payment in the form of cash, not in the form of a gift card.

The Christian Science Monitor has assembled a diverse group of the best economy-related bloggers out there. Our guest bloggers are not employed or directed by the Monitor and the views expressed are the bloggers' own, as is responsibility for the content of their blogs. To contact us about a blogger, click here. To add or view a comment on a guest blog, please go to the blogger's own site by clicking on www.thesimpledollar.com.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/ihdT9OfvlMA/Gift-card-as-a-tax-refund-a-good-idea

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Sunday, April 14, 2013

How to enable Guided Access on iPhone and iPad

How to enable Guided Access on iPhone and iPad

The iPhone and iPad come native with lots of accessibility options that can make using them a lot easier for people with impairments. That isn't the only reason Apple gives many accessibility options though. Guided Access is a perfect example of how you can lock down an iPhone or iPad for use by children or even to create a guest user mode so others using your devices can't access things you don't want them to.

Follow along and we'll show you how to enable and start using Guided Access.

How to enable Guided Access on iPhone and iPad

  1. Launch the Settings app from the Home screen of your iPhone or iPad
  2. Tap on General.
  3. Scroll down towards the bottom of the screen and tap on Accessibility.
  4. Under the Learning section, tap on Guided Access.
  5. If it's not already, turn the toggle next to Guided Access to the On position.

That's it, Guided Access is now enabled and ready for you to use.

How to enter Guided Access mode

To enter Guided Access mode on your iPhone or iPad, just enter the app you'd like someone to be locked into and triple click the Home button. If you have multiple shortcuts set up for triple clicking the Home button, you'll be given the option to choose between them. Just tap on Guided Access. You'll now be launched into Guided Access mode and you can begin setting it up.

    


Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/5hK2atEK8Nc/story01.htm

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Carnival cruise ship fails health inspection. Why?

Carnival cruise ship fails health inspection due to flies in kitchen, an unprotected salad bar, and not enough chlorine in the water park pool. This was the first Carnival cruise ship to fail a health inspection in five years, says Carnival.

By Curt Anderson and staff,?Associated Press / April 13, 2013

The disabled Carnival Lines cruise ship Triumph being towed to harbor off Mobile Bay, Ala., in February. Carnival Cruise Lines prices have taken a dip this spring and some industry observers are blaming headlines over problems on several Carnival ships. Another Carnival ship, Fascination, recently failed a health inspection.

AP Photo/Gerald Herbert, file

Enlarge

Health inspectors gave the Carnival cruise ship Fascination a failing grade.

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The Centers for Disease Control and Prevention does twice a year inspections of cruise ships. The latest report by the CDC shows 44 different problems on the Carnival ship Fascination, resulting in a score of 84. Ships are graded on a 100-point scale and anything below 86 is a failing grade.

USA Today first reported that "The inspectors found a number of violations on the Fascination including not enough chlorination at the ship's water park, salad bar items not protected by a sneeze shield and not enough lighting for cleaning in several food-related areas.

And then there were the flies. "At the hamburger grill, there was a large fly around the uncovered raw hamburger patties. The area was open during the inspection," according to the report.

A Carnival spokesman told USA Today that this was the first time a Carnival ship has failed a CDC inspection in five years. He said the average Carnival ship score during that same period was 97 out of 100.?

Meanwhile, Carnival and Sen. Jay Rockefeller, a West Virginia Democrat, and mixing it up over who pays rescue costs.

Carnival Corp. says all maritime interests must assist without question those in trouble at sea, a duty that would not include reimbursing the U.S. government nearly $780,000 for costs associated with the rescue of the crippled Triumph cruise ship.

Carnival released letters Friday replying to an inquiry by U.S. Sen. Jay Rockefeller, a West Virginia Democrat who chairs the Senate Commerce Committee, about the Triumph stranding and the cruise line's overall safety record. Among Rockefeller's questions was whether Carnival would repay the government for Coast Guard costs in the Triumph case as well as $3.4 million to the Coast Guard and Navy from the 2010 stranding of the Carnival Splendor in the Pacific Ocean.

"These costs must ultimately be borne by federal taxpayers," Rockefeller said in his March letter, adding that Carnival appears to pay little or no federal income taxes.

In response, Carnival said its policy is to "honor maritime tradition that holds that the duty to render assistance at sea to those in need is a universal obligation of the entire maritime community." The cruise line noted that its ships frequently participate in rescues at the Coast Guard's request, including 11 times in the past year in Florida and Caribbean waters. It did not make direct reference to repaying any money.

In fact, the Carnival ship? Conquest picked up 13 Cuban nationals about 40 miles (64 kilometers) from Key West on Friday. The ship was expected to rendezvous with a Coast Guard cutter near Key West to transfer them.

Crews on both ships provided their new passengers with food, water and medical attention. No injuries or deaths were reported.

And a Disney Cruise ship,? the Wonder, picked up eight people about 45 miles (72 kilometers) from Key West, but their nationality wasn't immediately known. The company was working with the Coast Guard to determine its next steps.

But in a statement, Rockefeller called the Carnival response to the request to pay US government rescue costs "shameful" and that he is considering "all options to hold the industry to higher passenger safety standards."

Those options could include a congressional hearing and legislation, perhaps even a closer look at taxation. Rockefeller's letter asked Carnival whether the money it pays in taxes covers the costs of various federal benefits it receives, a question the cruise line again did not directly answer. It did mention port taxes and fees and other payments and said it paid $16.5 billion in wages to U.S. workers in 2011.

"Every state where our ships call or home port benefits from the dollars spent by cruise lines to buy products and retain services from local businesses," Carnival added.

The exchange marked the latest chapter in the saga of the Triumph, which was disabled by an engine fire during a cruise in February in the Gulf of Mexico. Thousands of passengers and crew had to endure five days at sea with no power and under squalid conditions while the 900-foot vessel was towed to Mobile, Ala., where it continues to undergo repairs.

Rockefeller had asked Carnival for details about 90 incidents aboard its ships that were filed with the Coast Guard in the past five years. Carnival responded that 83 were not considered serious under federal regulations. Three were the Triumph and Splendor mishaps and the capsizing of the Costa Concordia off Italy's coast, which killed 32 people in January 2012. The others were more minor ship collisions, an illness and one passenger who jumped off a ship.

The cruise line said it takes each incident "very seriously" and undergoes reviews and corrective measures when needed, such as a review of safety and emergency response practices across all of Carnival's brands following the Concordia accident. In a separate letter, Carnival Chairman and CEO Micky Arison said the company takes the issues raised by Rockefeller very seriously.

"We remain committed to the safety and comfort of our guests and we are proud of our ability to provide millions of people with safe, fun and memorable vacation experiences," Arison wrote.

_____

Associated Press writer Vicki Smith in Morgantown, W.Va., contributed to this report.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/Ef8cwyeZFzQ/Carnival-cruise-ship-fails-health-inspection.-Why

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Saturday, April 13, 2013

Take a closer look at Saturday?s ?The Ultimate Fighter? bouts

Now that we know Uriah Hall and Kelvin Gastellum are fighting in the final of "The Ultimate Fighter" on Saturday, it's time to look at the other TUF match-ups. As is the tradition, castmembers from the show will face off at the finale, though most of their bouts are on the preliminary card airing on Fuel. Whether you didn't watch the show or just forgot how it all went down, here's how each fighter did on the show.

Robert "Bubba" McDaniel vs. Gilbert Smith: This is the one bout that made the main card, and I'm not sure why. Smith was knocked out in his first round fight. McDaniel was choked out by by one finalist and knocked out by another. His one win came when Kevin Casey quit on the chair before the third round.

Kevin Casey vs. Josh Samman: Coming into the show, Casey was best known for filming a rap video with reality TV has-been Spencer Pratt. Now, he's known as the guy who lost to Collin Hart and then couldn't continue for a third round against McDaniel. He's taking on Samman, the semifinalist who was shocked by Gastellum.

Luke Barnatt vs. Collin Hart: Barnatt was on both ends of memorable knockouts. He took out Smith in the first round, but then was stopped by Dylan Andrews in the quarterfinals. Hart won in the first round with a decision over Casey, but was knocked out by Gastellum in the quarters.

Dylan Andrews vs. Jimmy Quinlan: It will be fun to watch Andrews fight again. As the last fighter picked, he was the surprise of the tournament with a first round decision win over Zak Cummings and a memorable third-round knockout of Luke Barnatt. He was finally stopped by the Hall buzzsaw, but will get another chance to show off his skills against Quinlan, who won his first round with a knockout of Tor Troeng, but was stopped by Samman in the quarterfinals.

Clint Hester vs. Bristol Marunde: Hester was Jon Jones' first pick, but lost in an upset when he was submitted by Quinlan in the first round. He's getting another chance to prove his potential in a bout with Marunde, a Strikeforce fighter who lost to Ronaldo Souza in his last bout.

Who will emerge as a winner on Saturday? Speak up in the comments, on Facebook or on Twitter.

Source: http://sports.yahoo.com/blogs/mma-cagewriter/closer-look-saturday-ultimate-fighter-bouts-154727898--mma.html

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Friday, April 12, 2013

Newcastle Car or truck Auctions, The Ultimate Car Auction Yard ...

Newcastle car auctions supply high good quality autos, competitive financing for luxury or economy vehicles. Newcastle automobile auctions removes all pressures of promoting a car, bringing certainly severe buyers in front of your car, helping you to get the markets highest value. Your car will be sold rather quickly, in a couple of days, at the marketplace ideal price tag. When you sell your car or truck via Newcastle car auctions, there are no warrantee costs, and the specialists are providing free impartial advices with regards to the sale of any automobile.

There is no greater way to sell a vehicle that Newcastle car auction if the purchase cant be created, you dont want to spend any fee there is no sale charge. The payment for a vehicle is often ensured by the Newcastle auto auctions, which mediate the purchase and sale of your automobile. The car auction does not act as a component of the agreement amongst the purchaser and the seller. Any information related to a car to be sold is exclusively a matter among the buyer and the seller.

Excellent put to use automobiles advantages

Newcastle auto auction is generating this division clear, to recognize a reciprocal advantageous transaction in between purchaser and seller. 1 of the worlds most imperative and complete car or truck collections is offered by Newcastle car or truck auction. Never miss the Newcastle auction just about every month the owners deal with all the main automobile manufacturers, with a large selection of models. Shopping for implemented cars internet is a challenging task, but Newcastle auto auction is producing it simpler for you.

Via innovation, Newcastle car or truck auction is capable to satisfy the most precise needs from each and every customer all more than the planet. The Made use of Car Discussion Forum is usually opened to talk about something associated to buying or selling cars. The auctions promoters have sturdy ties with other utilized auto auction internet sites, with a wide range of car dealers and suppliers. This is one other advantage, given that this is an powerful way to meet the prospects needs for high good quality automobiles at reasonable rates.

There are not unpleasant surprises or hidden costs the newest inventory is over the internet day-to-day. Yet another benefit is the possibility to present future component needs with authentic new automobile components the costs are very low in this situation.

Newcastle car or truck auction is giving you the large winning ticket to your dream car. There are no unscrupulous auto dealers, each auto is seriously checked and the experts are giving their opinions about the cars situation and prices. With Newcastle vehicle auctions, you have a pleasant acquiring selling or visiting experience. The automobiles ought to be sold quick, at the perfect price tag for both, buyer and seller. The database is complete of thousand of numerous cars, just waiting for you. Late models, fabulous and certainly new cars, with remaining factory warranty are hassle-free to uncover there. The purchaser have to merely make a research to find them.

Ordering vehicles through via the internet auction is a tricky selection, a stressful course of action too.

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Source: http://www.divorcelawyer.za.net/newcastle-car-or-truck-auctions-the-ultimate-car-auction-yard/

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Source: http://feaginkelsey79.typepad.com/blog/2013/04/newcastle-car-or-truck-auctions-the-ultimate-car-auction-yard.html

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